YOUR INDEPENDENT GUIDE TO LIFE IN THE UNITED KINGDOMENGLAND · SCOTLAND · WALES · NORTHERN IRELANDClear sources. Better decisions.
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Tools & calculators

Free UK tools, no sign-up: prayer times, visa cost, take-home pay, stamp duty and mortgage calculators, living costs and the gold price in pounds.

EVERY DAY

UK prayer times

Today’s times, monthly timetables and Qibla direction for 74 UK cities.

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PLAN BEFORE APPLYING

Visa cost calculator

UK visa cost calculator: add up application fees, the Immigration Health Surcharge and priority service for your family, using current Home Office fees.

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PRIVATE BY DESIGN

ILR absence tracker

ILR absence calculator: log your trips and see if you went over 180 days outside the UK in any rolling 12 months. Your travel log stays on your device.

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2026 / 27

Take-home pay calculator

UK take-home pay calculator for 2026/27: work out Income Tax, National Insurance, student loan and pension deductions in England, Wales, NI or Scotland.

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COMPARE & DECIDE

Living cost planner

UK cost of living budget calculator: enter your real rent, bills and income to see what is left each month and your first-month cost, and compare homes.

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MARKET REFERENCE

Gold price in pounds

Gold price per gram in the UK in pounds for 24, 22, 21 and 18 carat, with a weight calculator, VAT rules on gold and why shop prices differ from spot.

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START LOCALLY

Council & local tax

Council Tax monthly payments: find your council by postcode, split the yearly bill into 10 or 12 instalments, and check single person or student discounts.

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STEP BY STEP

My UK plan

Moving to the UK checklist: tasks ordered by your goal and stage, from visa and eVisa to GP registration and NI number, with progress saved on your device.

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OFFICIAL REGISTER

Licensed sponsor search

Licensed sponsor search: check the Home Office register of licensed sponsors by company name and town, and see what A and B ratings mean before applying.

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WRITE WITH CONFIDENCE

Practical English templates

Viewing request email template, job follow-up and school admissions enquiry: ready-to-copy English messages for UK newcomers, created on your device.

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BEFORE YOU BUY

Stamp Duty Calculator UK: SDLT, LBTT and LTT

Work out UK stamp duty band by band for England, NI, Scotland and Wales: first-time buyer relief, second homes and the 2% non-resident surcharge.

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BEFORE YOU BUY

Mortgage Calculator UK: Monthly Payment and LTV

Calculate your UK mortgage payment on a repayment or interest-only basis, see your LTV and total interest, and test what a rate rise would cost you.

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BEFORE YOU SEND

Currency Converter: GBP to Arab Currencies

Convert pounds sterling to 17 Arab currencies, USD and EUR at a market reference rate, and work out a bank or transfer provider’s hidden margin.

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PLAN YOUR YEAR

UK Bank Holidays 2026 and 2027: All Three Nations

UK bank holidays 2026 and 2027 for England and Wales, Scotland and Northern Ireland, with substitute days and whether a bank holiday is paid leave.

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YOUR WORK RIGHTS

Holiday Entitlement Calculator UK: 5.6 Weeks

Work out your UK statutory holiday entitlement in days or hours: part-time, starting or leaving mid-year, irregular hours at 12.07%, with worked examples.

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RAMADAN & ZAKAT

Zakat Calculator UK: Nisab in Pounds, Gold and Silver

Work out zakat in pounds on cash, savings, gold by karat, silver and shares, compared with the gold or silver nisab at today’s prices. Worked example.

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BEFORE YOU SEND

Send money from the UK: compare what arrives

Compare transfer companies and UK banks for sending money to Egypt, Morocco, the Gulf, Turkey and Pakistan: what the recipient gets after fees and rate margin.

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BEFORE CITIZENSHIP

Life in the UK practice test with Arabic translation

Three free Life in the UK practice tests of 24 questions in English with Arabic translation, a 45-minute timer, instant marking and an explanation for every answer.

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