Scope
Tools and guides provide general education and estimates within their stated scope. They do not decide visa, residence or financial eligibility, and do not establish a professional advisory relationship.
Check before committing
Review the official source before applying, paying or signing. Your circumstances may differ from calculator assumptions, and information may change after review.
Storage and availability
Local storage depends on your browser; keep exported backups. External data services may be temporarily unavailable, which will be shown rather than replaced with invented numbers. Do not abuse services or attempt to access others’ data.